Apply for the Homeowners Rehabilitation Loan Program City of Clearwater
Q: What is the City of Clearwater Housing Rehabilitation Program?
A: The City of Clearwater Housing Rehabilitation Program is designed to primarily correct code-related deficiencies found in the home.
Q: What can I get fixed?
A: Landlords can have items repaired that a property inspector finds do not meet the city’s minimum housing code, such as a leaking or failing roof system.
Q: Do I have to repay the funds?
A: All funds will have to be refunded. If your household is determined to be a very low income household, the funds will be in the form of a deferred payment without interest and/or payment as long as you reside in the home as your principal residence and do not sell not, lease, refinance or transfer the title.
Q: How can I apply?
A: Interested persons can apply by contacting the Housing Division of the Department of Economic Development and Housing at 727-562-4030.
Q: How long does the process take?
A: Depending on the extent of repairs and improvements to be made, the average process will take approximately six months from application to completion.
Q: Are mobile homes eligible?
A: No. The city does not help repair mobile homes.
Q: What happens if I sell my house?
A: If you sell your home, or lease, refinance, transfer title, or the home ceases to be your principal residence, the city loan will become due and payable.
Q: What is the maximum loan I can get?
A: The maximum assistance is $45,000.
For more information on the Owner Rehabilitation Program, please contact Terry Malcolm-Smith at (727) 562-4036.